Processing special needs (Low Risk & High Risk)
merchants and more!
We offer merchant accounts to businesses that have been classified as high-risk. We're here to assist you in continuing or starting your dream business

High Approval
It's not easy for a high-risk merchant account to get approved. With SPS your company
stands a good chance of being approved by us
since we have a high approval rate

Onshore Accounts
The best way of selling is usually within your own country. Our onshore account enables you to conduct business with your locality in a secure and convenient manner

Offshore Accounts
SPS provides international payment processing across the globe that allows you to run your business from afar and accept secured payments with bitcoins and other cryptocurrencies

Multiple Processors
SPS offers a wide range of alternative payment methods that allow you to reach out to a larger number of potential customers. Accepts payment via email or phone order and can easily process payment using mobile devices or your computer

Chargeback Reduction Programs
In high-risk industries, chargebacks are a serious issue. SPS Chargeback reduction Plan starts with an effective and quick response to all customer queries and issues, as well as storing all supporting documents to help prevent chargebacks

High Ticket Sale
Accepting large sums of money comes with its own set of challenges. For products and services ranging from hundreds to thousands of dollars, just a single bad transaction if not handled properly can have a significant impact on your business. SPS helps high ticket merchants in reducing fraud through the use of secure payment gateways, shopping carts, and Esign

CustomerSupport
When you need assistance with technical or payment on your website, our excellent customer service is ready to assist you and ensure that every issue will be addressed. Customer service support is available via email and phone. We pride our support in providing service, you're not just a number, you're a customer

SecurePayments
At SPS, we are using the most advanced encryption technology to make sure our payment gateway is highly secure and accepts a variety of payment methods
Process Payments
Credit - Debit - Crypto
Transaction fees
At SPS we are conscious of your need to process at competitive rates. Our Pricing team is always looking at ways to offer the best rates available for your industry
Payout frequency
SPS offers customized solutions that depend on your industry and risk type. Availability of funding can range from 12 hours to over a week with the majority of clients in a 24-48 hours funding window
Chargeback Handling
SPS offers a variety of chargeback reduction tools geared to minimize chargeback, fraud, and account closure. Everything from SMS chargeback alerts, fraud checkpoints, to online chargeback handling will work to minimize the challenges of dealing with chargeback and chargeback losses
Supported countries
We offer multiple payment methods that help improves your customers experience and increases online sales. Get clients from anywhere and accept different types of currencies
The Right Tools
SPS offers an unprecedented combination of online tools to operate a successful business. From eCommerce sites, POS, landing pages, CRM, invoicing, automation, SMS & email marketing, rewards & loyalty program all integrated into one online tool to make you the next success story in your industry
Fraud Prevention
SPS fraud prevention tools assist merchants in reducing fraud losses. Our methodology is simple and effective, allowing you more control of your funds and less wasted time on fraud activities
Transaction fees
At SPS we are conscious of your need to process at competitive rates. Our Pricing team is always looking at ways to offer the best rates available for your industry
Payout frequency
SPS offers customized solutions that depend on your industry and risk type. Availability of funding can range from 12 hours to over a week with the majority of clients in a 24-48 hours funding window
Chargeback Handling
SPS offers a variety of chargeback reduction tools geared to minimize chargeback, fraud, and account closure. Everything from SMS chargeback alerts, fraud checkpoints, to online chargeback handling will work to minimize the challenges of dealing with chargeback and chargeback losses
Transaction fees
At SPS we are conscious of your need to process at competitive rates. Our Pricing team is always looking at ways to offer the best rates available for your industry
Payout frequency
SPS offers customized solutions that depend on your industry and risk type. Availability of funding can range from 12 hours to over a week with the majority of clients in a 24-48 hours funding window
Chargeback Handling
SPS offers a variety of chargeback reduction tools geared to minimize chargeback, fraud, and account closure. Everything from SMS chargeback alerts, fraud checkpoints, to online chargeback handling will work to minimize the challenges of dealing with chargeback and chargeback losses
Transaction fees
At SPS we are conscious of your need to process at competitive rates. Our Pricing team is always looking at ways to offer the best rates available for your industry
Payout frequency
SPS offers customized solutions that depend on your industry and risk type. Availability of funding can range from 12 hours to over a week with the majority of clients in a 24-48 hours funding window
Chargeback Handling
SPS offers a variety of chargeback reduction tools geared to minimize chargeback, fraud, and account closure. Everything from SMS chargeback alerts, fraud checkpoints, to online chargeback handling will work to minimize the challenges of dealing with chargeback and chargeback losses
Transaction fees
At SPS we are conscious of your need to process at competitive rates. Our Pricing team is always looking at ways to offer the best rates available for your industry
Payout frequency
SPS offers customized solutions that depend on your industry and risk type. Availability of funding can range from 12 hours to over a week with the majority of clients in a 24-48 hours funding window
Chargeback Handling
SPS offers a variety of chargeback reduction tools geared to minimize chargeback, fraud, and account closure. Everything from SMS chargeback alerts, fraud checkpoints, to online chargeback handling will work to minimize the challenges of dealing with chargeback and chargeback losses
Pricing
Programs

Flate Rate
Flat rate pricing is simple and easy to understand. Your statements will be clear, transparent
and offer you and your accountant an easy way to reconcile and address your fees

Cash Discount
Recoup the majority of your processing fees in a legally vetted way. Our Cash Discount program has
been leading the market in helping merchants just like you pay less in credit card fees and put more in
their pocket

Surcharging
Surcharging sales has become commonplace with many business owners. It's an alternative to Cash Discount and requires adherence to more guidelines, state limitations, etc..however, it is a viable way which many merchants are using to cover the cost of payment processing
What's Included
Check out what SPS has to offer for your business
Virtual Terminal
Turn your computer into a virtual terminal that accepts secured payments from any card and cryptocurrencies. Plus you can send customize and recurring invoices
CRM
You can quickly gather and organize your leads using the CRM, segment them, and send SMS and email communications and campaigns geared to their preferences
SMS Marketing
Establish interaction with your customers and send exclusive deals to keep them coming back to your store. SMS marketing that can be personalized, and the ability to send texts by groups based on their needs
Connects with Clover POS
We offer free clover POS that allows you to accept credit, debit, and gift cards and can send digital receipts. You can set up loyalty programs that allow you to reward your long time customers
Staying on top with SPS!
Rewards Loyalty
Our Rewards Loyalty Program provides incredible benefits to your customer and your business. Show your customers how much you value and appreciate their loyalty by giving them gift cards or loyalty cards
Inventory Management
Real-time control on your stocks and inventory returns are updated daily, so you're always in the know. And helps you prevent potential losses
Employee Management
You can easily keep track of your employees' schedules, assign them tasks, and track their progress, all in one place
Pax POS
We provide POS, a payment
the terminal that helps you in
increasing in-store sales
by providing an exceptional
payment experience and retaining customers
through loyalty rewards
SPS has a great deal to offer!
Ecommerce Website
Run your business anytime and anywhere with exceptionally easy to use and well-designed. The only eCommerce with multiple transaction types from Virtual Terminal, eSignature, invoicing and complete shopping cart
Social Media Integration
SPS helps capture your leads information by adding a customer catcher form on your social media accounts. Leads will be directed to our CRM
Invoicing
Send your customer invoices via email and SMS, send one-time or even recurring invoices. For unpaid invoices, you can resend them for reminding customers
Email Marketing
With over 200+ beautiful templates, nurture your leads with email marketing. Inform them of your ongoing promotions, coupons, and special events.
Testimonial
Brian P.
(Owner of VapeShop)Sample testimonials- These guys are great to work with. Extremely responsive and quick to answer and handle any questions or concerns that come up. Great rates and easy to contact!
Victor J.
(Owner of Jewelers)We are very happy with SPS. We have no complaints. We were processing with our bank before, and SPS has been saving us over $200 each month. -Sofia G. (Owner of Equal Ecommerce) Helped me saved money, had a great customer service team, and made my life easier. Couldn’t ask for more. Thanks!
Christian M.
(Owner of OC Vape)Great merchant account! They have an easy-to-use platform and can easily adjust to your business. Thanks for providing great service.
DeMontrion P.
(Owner of Mypharmacy)SPS processes my "High-Risk" merchant account. As an online pharmacy, there are many state and federal laws that must be followed to process claims. I was provided with an amazing experience. I highly recommend SPS.
Jessica O
(Owner of FireArms)SPS gave my business an opportunity to grow. With this software, more people can purchase through our website.
James H.
(Owner of Firearms)SPS help my business grow and increased my sale. Saved me a lot of money. Very affordable price!
Brian H.
(Owner of Ecommerce)We have no complaints and we are happy with SPS. You guys help us saves more than $200 a month. And had great customer service
Julie P.
(Owner of Jewelry Shop)They are very responsive and handle my concerns in a timely manner. SPS made my life easier. Great rates!
Billy G.
(owner of Vape Shop)Great merchant account. Very affordable and really helped my business a lot. Thanks for providing great service and has an easy-to-use platform.
Karla S.
(Owner of CBD Shop)They processed my high-risk merchant account in a timely manner at a low cost. I was provided with an amazing experience with SPS
Mark O.
(Owner of Pharmacy)We are very happy with SPS, they are very responsive and always there to help us. Great Merchant account, they have many features that helped my business grow and increased my sales
