Resources for Your Success

We’ll provide a free terminal with no upfront cost, as long as you process a minimum of $15000 monthly through Stellar Payments.

1. You can purchase the POS at the promotional price. 2. We can provide an alternative terminal. Contact with our Sales Team to get more information. They will provide a personalized solution according to your business needs.

Our program can be used for high risk accounts. Additional documentation will be required during the set up process. Contact our support team to find out more: 1-888-984-5969,
[email protected]

Our Cash Discount program is a vetted program used by many of the largest banks, it facilitates the ability to legally recoup the majority of payment processing cost incurred by businesses. Since the inception of the CD program business across the US and CA have recouped billions of dollars annually. We are confident that your business will benefit tremendously and join thousands of other business who have rated our program as 5 stars.

Option 1: Free – A completely free point-of-sale system that you can use for as long as you process with Stellar. Once your account is approved, we will ship you the POS terminal and cash register at no cost. With our Piggy Bank POS, you’ll recoup the majority of your processing fees, making this the preferred option.
Option 2: $875 POS Offering – Benefit from a qualified rate of 1.75% + $0.10 per transaction and a keyed-in rate of 3.5% + $0.10 per transaction, and pay only $875 for our complete POS solution.

We provide a Smart Payments Terminal Pax E700 with a built-in receipt printer and cash register, all integrated with our Light POS system. This terminal is user-friendly and packed with essential features for smooth business operations.

The $195 setup fee covers the cost of configuring and installing the Point of Sale software on your terminal (not in your shop), ensuring it is fully optimized for your business needs. This includes technical support, training, and seamless integration to ensure everything runs smoothly from day one. The POS system will be ready to use once you:

Unpack the terminal.
Connect to Wi-Fi.
Connect the cash drawer.
Sign in to the online dashboard.
Schedule a support session with your onboarding specialist for one-on-one training.

The Point of Sale works with the provided 12.5-inch sleek payment terminal:

It uses the built-in customer-facing display to show customers the items they are being charged for.
The logged-in cashier will scan an item or choose existing inventory items from the menu, receive payments, assign the sale to a customer, and batch out daily sales using end-of-day batching.
The POS system is a streamlined, easy-to-use solution designed to handle essential business tasks such as inventory management, modifiers, variants, customer CRM, analytics, payment processing, and a robust online dashboard. It offers marketing, label printing, rewards, loyalty, and a full e-commerce shop. It’s ideal for businesses looking for a simple yet powerful system to manage day-to-day operations.

The Piggy Bank POS system includes payment processing capabilities, CRM , inventory management, E-commerce Fast Shop, Cash Discount Program, Employee management, local driver delivery Uber, Shipping Integration, Packaging, Product Fulfillment, Quick Book Integration, Label Printing, Rewards,& loyalty, Gift Cards..

Key features within the POS include:
Cash Discount
Payment processing
CRM (Customer Relationship Management)
Inventory management
Employee management
Invoicing, E-commerce
Basic reporting and analytics, Label Printing, Rewards The online dashboard include 100’s of other features fully integrated with the POS Highlighted: E-commerce Website, Employee Management-permission, In depth Analytics, Email marketing, SMS Marketing, Invoicing, Estimate much more

We offer 5 star support, including one on one customer training. Our expert team is available to assist you with any technical or operational issues, ensuring your business runs smoothly. Email, SMS, Live customer support Monday through Friday from 9 am to 5 pm EST. Our online dashboard offers 100’s of tutorials to assist DIY for setting up SMS, E-mail campaigns, coupons, website management, invoicing, increasing sales, sharing product on social media and other channels.

The setup process is quick and easy. It can take from 24 to 72 business hours.Once your account is approved, you can expect to be up and running within a few business days. Our team will guide you through the setup to ensure everything is configured correctly.

We offer various built in integrations tools including Quickbooks, inventory monument tools, selling and lead generation tools which can be embedded on your existing website or social media account.

No Contract! Businesses qualifying for our $0 Cost Point of Sale are on a month to month term. If you decide to return the Point of Sale for any reason you must return it in the original packaging, in working and clean condition.

Absolutely! We would be happy to schedule a demo for you. You’ll be able to see firsthand how our system works and how it can benefit your business.

Businesses qualifying for our $0 Cost Point of Sale are on a month-to-month term. If you decide to return the Point of Sale for any reason, you must return it in the original packaging, in working and clean condition. The setup fee is non-refundable. Return shipping is the responsibility of the business.

The Point of Sale is a loaned terminal provided to qualifying businesses as a $0 Cost Point of Sale. The total price for the Point of Sale is $0. The monthly fee for Piggy Bank POS is $19.95, plus a one-time $195 setup fee.

The process is simple:

Contact us or apply online on SPS website. Click on Get a consultation and choose option 2 I’m ready to accept payments. Let me get started with the merchant account. Fill the info and submit. You can automatically create a merchant account.
Or we can guide you through submitting your business information.
Once your application is reviewed and approved, we’ll ship your terminal and get you set up with your new merchant account.

The merchant account and information processed is fully encrypted using the latest industry encryption standards.

There are no cancellation fees. Businesses qualifying for our $0 Cost Point of Sale are on a month-to-month term. If you decide to return the Point of Sale for any reason, you must return it in the original packaging, in working and clean condition. The setup fee is non-refundable. Return shipping is the responsibility of the business.

We believe in full transparency, the following fees are charged on per usage basis. For example if you receive a chargeback you will be charged a chargeback fee, otherwise you will not be charged for chargebacks. https://stellarpayments.com/

The terminal can connect wirelessly via Wi-Fi or with a SIM card for remote locations, ensuring you’re always ready to process payments.

Universell’s marketing module includes CRM tools to manage contacts and appointments, create websites and landing pages, launch email and SMS campaigns, offer rewards and loyalty programs, and provide gift cards. You can also use advanced features like forms, automation.

A bill pay portal is a secure online platform for customers (customers of merchants) to manage and pay bills. Through this portal, they can make automatic recurring or one-time payments using major credit or debit cards and even crypto payments. The portal allows them to set up automatic recurring payments, access payment services anytime and anywhere, 24/7/365, and review their payment history.

Universell’s inventory module allows you to manage products, track orders, analyze sales, and maintain optimal stock levels. It also offers tools for inventory counting, purchase order management, vendor performance assessment, and reordering, all from within the platform. Universell synchronizes with Piggy Bank POS and serves as an Online Dashboard. Through your online dashboard (Universell), you’ll be able to access detailed sales statistics and in-depth reporting on your inventory, including trends related to that inventory. You can also download our inventory management app, which allows you to manage and update inventory from any device—Android, iPad, tablet, or phone. This means the person receiving inventory in-store can update it directly on your web dashboard through the app.

In addition to inventory management, the system offers many other features. You can put items on special, share inventory and promotions via Facebook, Instagram, or other channels, and even your e-commerce store. You can also print product stands or table signs with QR codes, allowing customers to scan and be directed to the webpage for that product.

From the online dashboard, you can also ship products and manage other inventory-related features like variants, modifiers, and more—all in one place. I mentioned several features to get you thinking about the many capabilities of the system. There’s more we can dive into later.

Universell simplifies business operations by providing an orders module for managing shipping and delivery options, integrating orders with QuickBooks for accounting, and offering employee management tools for time tracking, payroll reporting, and training. It also includes an eSign Agreement feature for sending contracts. A business owner using Universell has a comprehensive framework to manage their entire operation. It covers everything from customer management and employee management—including clock-in/clock-out and payroll-ready reports—to handling sales, promotions, and marketing. Tools such as email marketing, SMS with various templates, and automation are available to target both existing and past customers, enhanced by a robust rewards program built into Universell.

All of this seamlessly integrates with payments, providing in-depth analytics on customers, inventory, and sales. Whether it’s from your point of sale, online e-commerce, or any other sales channels, everything is unified in one platform. This eliminates the need to manage multiple systems, streamlining operations and saving valuable working hours. Universell allows you to promote your business more effectively, manage employees efficiently, and run your company with ease — all in one unique tool.

The Payments module allows you to create one-time or recurring invoices, generate payment links with the payment catcher feature, and accept payments on any device using the virtual terminal. It ensures seamless tracking of transactions and supports various payment preferences.

Universell enhances communication with tools like a ticketing system, voice and video calls, and a comprehensive suite of settings and utilities for managing calendars, inboxes, and notes. These features ensure effective communication with customers and streamline your operational workflows.

Universal provides extensive analytics, including CRM analytics to understand customer behavior, marketing analytics to measure campaign effectiveness, and inventory analytics to optimize stock levels and product profitability. These insights help you make informed decisions and improve your business strategies.

Universell is suitable for a wide range of industries, including apparel, service businesses, online retail, consulting, jewelry stores, and specialty retail. It supports both online and offline sectors, making it a versatile solution for various business types. Michael’s answer: Universell is a versatile solution that caters to both online and offline industries, addressing a wide range of business needs. It stands out because it unifies various functionalities into a single tool, making it incredibly valuable for many businesses.

First, I would assess the merchant’s business type. For example, if they are in retail, I would highlight how Universell integrates seamlessly with the Green Piggy Bank POS system, which serves as a connection to Universell in local shops. If the merchant has multiple locations, they can consolidate and view reports for each store from the online dashboard.

For e-commerce businesses, Universell offers several solutions, including our e-commerce flash shop. This integrates your local POS inventory with your online inventory, syncing everything in one place. This is ideal whether you’re managing online or in-person sales.

Universell also enhances your marketing capabilities. Customer data collected through POS or online sales is synced into an inbuilt CRM, which features robust automation and tools to facilitate remarketing. The system includes an extensive rewards program, similar to those used by major retailers like CVS or Walmart, which helps build customer loyalty by automatically notifying customers of their rewards points.

Additionally, if you use platforms like Wix or Shopify, you can maintain your current website and integrate it with Universell for comprehensive reporting and inventory management. We also support WordPress websites through our integrator and offer a website builder for creating an informative online presence.

Universell is designed to be flexible and comprehensive, making it suitable for various business types. It provides a centralized structure for managing your business, reducing the need for multiple applications and passwords. With 90% of your needs covered within Universell, including QuickBooks integration for daily sales, it offers a streamlined solution for managing and growing your business.

To get started with Universell, you can schedule a demo presentation to learn more about the platform and how it can benefit your business. You can also visit the Universell website for additional information and sign up directly from there. We’ll also send you an email with a link to Universell for an easy start.

The Universell Platform offers a comprehensive set of features that are typically found in multiple separate tools. By integrating everything into one platform, it simplifies your business operations and saves you money. Additionally, its seamless integration with SPS payment processing provides a unique advantage that many other platforms do not offer.

We offer comprehensive support to all our customers. This includes access to our help center, video tutorials, and a dedicated customer support team available via phone, email, or chat. Whether you need help with setup, troubleshooting, or optimizing your use of the platform, we’re here to assist you.

Access to the Universell Platform is included at no additional cost when you sign up for a Piggy Bank POS for 1 user. This offers incredible value, providing you with a full suite of business management tools along with your payment processing services.

Yes, security is a top priority for us. The Universell Platform uses advanced encryption and security protocols to protect your business data and customer information. We ensure that all transactions and operations on the platform are secure and compliant with industry standards.

Absolutely! With the E-commerce Fast Shop feature, you can create an online store in just 15 minutes. This allows you to start selling online quickly, expanding your reach and increasing your sales opportunities. The platform also offers integrated marketing tools to help drive traffic to your store.

Setting up the Universell Platform is straightforward and user-friendly. With step-by-step guidance and support, most businesses can be up and running within a few hours. Our team is available to assist you with any questions or technical issues you may encounter during the setup process.

Some of the key features include:
CRM: Manage customer relationships and track interactions.
Inventory Management: Keep track of stock levels, orders, and suppliers.
Marketing Hub: Create and manage marketing campaigns.
E-commerce Fast Shop: Set up an online store in just 15 minutes.
Employee Management: Schedule shifts, track hours, and manage payroll.
Analytics & Reporting: Access real-time data and insights to make informed decisions.

The Universell Platform synchronizes seamlessly with the Piggy Bank POS, allowing you to manage your business operations and payment processing in one place, simplifying your workflow and improving efficiency.

Using both the App and Web Dashboard provides seamless access across devices, allowing you to manage tasks on the go with the app and utilize advanced features on the web. The Web Dashboard offers powerful reports and in-depth analytics, while data syncing ensures that all your information is up-to-date across platforms. This integrated approach enhances productivity, flexibility, and informed decision-making.

We provide a Smart Payments Terminal Pax E700 with a built-in receipt printer and cash register, all integrated with our Light POS system. This terminal is user-friendly and packed with essential features for smooth business operations.

The PAX E700 terminal is an advanced payment solution that combines Electronic Cash Register (ECR) and Consumer Payments functionalities into a single, ergonomic device. It’s designed for use in retail, restaurants, hospitality, and entertainment sectors, offering a seamless experience for both customers and merchants.

The key features of the PAX E700 terminal include:

12.5″ HD Touchscreen Display: A large, high-definition display for easy operation and clear visibility.
4G | Wi-Fi | Bluetooth® Wireless Technology: Multiple connectivity options for versatile communication and transaction processing.
3″ High-Speed Thermal Printer: Fast and efficient printing of receipts and transaction records.
PCI 5.x SRED & NFC Contactless: Enhanced security with PCI compliance and support for contactless payments.

The PAX E700 supports a variety of payment methods, including traditional credit/debit card transactions and alternative payment methods. It features a hybrid card reader and supports NFC (Near Field Communication) for contactless payments.

The PAX E700 enhances the customer experience with its large, responsive touchscreen, which makes transaction processing quick and intuitive. The hybrid card reader and contactless payment options streamline the payment process, allowing customers to pay securely and efficiently.

Merchants benefit from the PAX E700’s integration of ECR and payment processing functions into a single device, simplifying operations and reducing the need for multiple systems. The high-speed thermal printer and versatile connectivity options enhance transaction efficiency and connectivity with other business systems.

Piggy Bank POS is an all-in-one point-of-sale system designed to streamline and enhance the operations of retail and service businesses. It provides a range of features to manage sales, inventory, customer relationships, and more, all through a user-friendly interface.

The price of the Piggy Bank POS is $19.95 per month.

Yes, it is designed to be user-friendly with an intuitive interface.

Yes, the system includes a robust inventory management features for instore and web dashboard management with an additional inventory management app which can be used by inventory managers in store on any android device.

Yes, it supports various payment methods, including Cash, Contacles, Debit Cards, Visa, Mastercard, Amex, Discover, Apple Pay and Android Pay.

The system is highly secure and compliant with industry standards for handling transactions.

Yes, in addition to the built in reporting owners can generate comprehensive sales reports, analytics in their online dashboard.

Yes, it integrates with accounting software like QuickBooks with Xero coming soon.

The system handles refunds and returns efficiently, allowing easy processing within the Point Of sale.

We offer 5 star support, including one on one customer training. Our expert team is available to assist you with any technical or operational issues, ensuring your business runs smoothly. Email, SMS Our online dasboard offers 100’s of tutorials to assist DIY for setting up SMS E-mail campaigns, coupons, website management, invoicing, increasing sales, sharing product on social media and other channels.Live customer support is available Monday through Friday from 9 am to 5 pm EST.

Piggy Bank POS includes a variety of features such as:

Sales Management: Process transactions, manage sales, and track performance.
Inventory Management: Monitor stock levels, manage orders, and track inventory.
Customer Relationship Management (CRM): Store customer information, track interactions, and improve engagement.
Employee Management: Manage schedules, track performance, and handle payroll.
Marketing Tools: Create promotions, manage loyalty programs, and engage with customers.
Reports and Analytics: Access detailed reports and insights to drive business decisions.
Integration: Connect with other systems such as QuickBooks for seamless accounting.

Yes, Piggy Bank POS offers integration with various software applications, including QuickBooks for accounting and other systems to enhance your business operations. This integration helps streamline processes and maintain accurate records.

Yes, Piggy Bank POS is designed to cater to both retail and service businesses. It provides tailored features and tools to address the unique needs of each type of business, ensuring efficient operations and improved customer experience.

Piggy Bank POS is designed with a user-friendly interface, making it easy for both new and experienced users to navigate and utilize the system effectively. The platform offers intuitive tools and a streamlined process for managing various aspects of your business.

𝗞𝗲𝘆 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗳𝗼𝗿 𝗔𝗴𝗲𝗻𝘁𝘀 (𝗜𝗦𝗢):
• 𝗣𝗿𝗼𝗰𝗲𝘀𝘀𝗼𝗿 𝗔𝗴𝗻𝗼𝘀𝘁𝗶𝗰: Maintain control over your processing agreements.
• 𝗛𝗶𝗴𝗵𝗲𝗿 𝗥𝗲𝘀𝗶𝗱𝘂𝗮𝗹 𝗠𝗮𝗿𝗴𝗶𝗻𝘀: Boost earnings with better margins on every account.
• 𝗥𝗲𝗱𝘂𝗰𝗲 𝗠𝗲𝗿𝗰𝗵𝗮𝗻𝘁 𝗔𝘁𝘁𝗿𝗶𝘁𝗶𝗼𝗻: Retain clients with a reliable, robust POS solution.
• 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺 𝗦𝘂𝗰𝗰𝗲𝘀𝘀: Tools and support to enhance your career as an agent.
• 𝗜𝗻𝗰𝗿𝗲𝗮𝘀𝗲 𝗦𝗮𝗹𝗲𝘀: More opportunities for equipment sales and leasing.
• 𝗖𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗶𝘃𝗲 𝗘𝗱𝗴𝗲: Stand out with a top-tier POS solution.
• 𝗠𝗮𝘅𝗶𝗺𝗶𝘇𝗲𝗱 𝗥𝗲𝘃𝗲𝗻𝘂𝗲: A platform designed to grow alongside your business.

Whether you’re an agent or a merchant, our 5-star support team is here to help you succeed. Schedule a demo presentation to learn more or visit our website at Piggy Bank POS www. piggybankpos.com for additional information.

𝗞𝗲𝘆 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗳𝗼𝗿 𝗠𝗲𝗿𝗰𝗵𝗮𝗻𝘁𝘀:
• 𝗔𝗹𝗹-𝗶𝗻-𝗢𝗻𝗲 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: Simplify operations with tools for inventory, scheduling, and more.
• 𝗖𝘂𝘀𝘁𝗼𝗺𝗶𝘇𝗮𝗯𝗹𝗲 𝗖𝗥𝗠: Strengthen customer relationships with personalized promotions.
• 𝗔𝗱𝘃𝗮𝗻𝗰𝗲𝗱 𝗔𝗻𝗮𝗹𝘆𝘁𝗶𝗰𝘀: Access real-time data to optimize business decisions.
• 𝗖𝗮𝘀𝗵 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗣𝗿𝗼𝗴𝗿𝗮𝗺: Lower processing costs with cash discount options.
• 𝗘-𝗰𝗼𝗺𝗺𝗲𝗿𝗰𝗲 𝗜𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗶𝗼𝗻: Seamlessly manage in-store and online sales.
• 𝗨𝘀𝗲𝗿-𝗙𝗿𝗶𝗲𝗻𝗱𝗹𝘆 𝗜𝗻𝘁𝗲𝗿𝗳𝗮𝗰𝗲: Quick to learn, easy to use, and boosts productivity. The online dashboard include 100’s of other features fully integrated with the POS Highlighted: E-commerce Website, Employee Management-permission, In depth Analytics, Email marketing, SMS Marketing, Invoicing, Estimate much more

Our Cash Discount program is a vetted program used by many of the largest banks, it facilitates the ability to legally recoup the majority of payment processing cost incurred by businesses. Since the inception of the CD program business across the US and CA have recouped billions of dollars annually. We are confident that your business will benefit tremendously and join thousands of other business who have rated our program as 5 stars.

Simple and transparent. Our Cash Discount program is offered on a low month-to-month subscription that allows you to process unlimited credit card transactions and offset up to 100% of processing fees. Your monthly subscription price is locked in, meaning your processing bill will never go up, even if your transaction volume does or your business grows.

Not at all! With SPS’s Cash Discount program, we can integrate with almost every technology.

If you’re tired of unpredictable processing bills each month, want to eliminate processing fees entirely, prefer to avoid long-term contracts, and need fast, reliable customer support, this program is the ideal solution for your business.

The Cash Discount program is a simple and flexible program that operates well across all industries and is legal in all 50 states. Operating on a Cash Discount program can especially be beneficial to businesses that offer quoted prices to customers or offer multiple methods of payment to consumers since you will receive the same profit regardless of how your customer pays!